Millennial Money: Curb inflation with 5 credit card perks

As prices on goods and services continue to rise because of inflation, scaling back expenses isn’t the only way to free up cash to cover essentials.

Credit cards can feature valuable perks for new applicants, whether your goal is to pay off debt or save on costs. Even if you already have a card, you may be sitting on targeted offers, rewards or benefits that could make a difference.

Here are some ways to maximize value from a credit card.

1. INTRODUCTORY OFFERS

If you’ve got good credit (a FICO score of 690 or higher) and a big expense coming up, consider financing it with a credit card that offers a 0% intro annual percentage rate on purchases and a sign-up bonus. As long as you pay off the balance, you’ll save on interest charges and potentially recoup some of the cost of the purchase with that bonus.

If you