TINUADE ADENKUNBU OJO|
THE financial gap between men and women is a global problem. It’s a problem because excluding women financially prevents them from participating and contributing to society’s social and economic activities. This is bad for women, and for society.
In South Africa, the government has put in place different measures to address gender equality. But policies on financial inclusion have always been generalised and not gender specific.
Financial exclusion is when people don’t have access to – or can’t afford – financial services. Financial inclusion means being able to access credit and manage or mitigate risks with products that satisfy an individual’s basic needs.
In the case of women entrepreneurs, financial inclusion involves being able to save and invest, and having products that help them manage their businesses sustainably.
The focus of my doctoral research was to analyse conditions that explain financial inclusion among women-owned businesses.
My findings
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